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TMD Distributor Reporting

Under the DDO regime, distributors of financial products must take reasonable steps that will, or are reasonably likely to, result in the distribution of a financial product being consistent with the TMD for that product.  This includes obligations to report certain information to issuers, such as for complaints and breaches of product related distribution conditions.  

This reporting is due quarterly and can be submitted to by completing this form and emailing it to zurich.tmd@zurich.com.au

Any significant dealing that is not consistent with a TMD should be reported to Zurich within 10 business days, by completing the “significant Dealings” tab of this form and emailing it to zurich.tmd@zurich.com.au.

If you have any other questions or issues, please contact Zurich Product Development at gi.productdevelopment@zurich.com.au

Can't find what you need?

Call: 132 687

Email: generalenquiries@zurich.com.au

Target Market Determinations
Zurich Expatriate TMD 336 KB, pdf Effective 8 August 2022
Zurich Group Journey Injury TMD 433 KB, pdf Effective 8 August 2022
Zurich Inpatriate TMD 335 KB, pdf Effective 8 August 2022
Zurich Voluntary Workers TMD 439 KB, pdf Effective 8 August 2022

Educators Liability Insurance Policy 

Motor Fleet PDS 931 KB, pdf
Target Market Determinations
Zurich Motor TMD 429 KB, pdf Effective 28 February 2023
Zurich Motor Fleet TMD 673 KB, pdf Effective 28 February 2023

Target Market Determinations
Zurich Business Travel TMD 495 KB, pdf Effective 23 February 2024
Zurich Corporate Travel TMD 249 KB, pdf Effective 8 August 2022

  • From 4:00pm 30 September 2022 Zurich will no longer offer Workers Compensation Insurance in ACT. Zurich will continue to support our existing ACT customers during the run-off period and are working closely with WorkSafe ACT to ensure a smooth transition. Visit WorkSafe ACT for more details.
  • Western Australia and Tasmania are unaffected, and Zurich remains committed to providing Workers Compensation Insurance in those states


Zurich Expatriate TMD 504 KB, pdf Effective 5 October 2021
Zurich Group Journey Injury TMD 608 KB, pdf Effective 5 October 2021
Zurich Inpatriate TMD 502 KB, pdf Effective 5 October 2021
Zurich Voluntary Workers TMD 605 KB, pdf Effective 5 October 2021

Home Removals TMD 384 KB, pdf Effective 15 August 2022
Single Transit Insurance TMD 466 KB, pdf Effective 15 August 2022
Specified Items in Transit TMD 425 KB, pdf Effective 15 August 2022

Zurich Motor TMD 246 KB, pdf Effective 21 November 2022
Zurich Motor TMD 466 KB, pdf Effective 5 October 2021
Zurich Motor Fleet TMD 672 KB, pdf Effective 21 November 2022
Zurich Motor Fleet TMD 699 KB, pdf Effective 5 October 2021

Zurich Business Travel TMD 489 KB, pdf Effective 2 February 2022
Zurich Business Travel TMD 488 KB, pdf Effective 1 November 2021
Zurich Business Travel TMD 646 KB, pdf Effective 5 October 2021
Zurich Corporate Travel TMD 398 KB, pdf Effective 1 November 2021
Zurich Corporate Travel TMD 556 KB, pdf Effective 5 October 2021