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Accident and Health Insurance

Zurich provides protection for the people in your client’s organisation in the event of an accident or sickness as they go about their work.

Insurance tailored to the unique needs of your client's business

Zurich provides a consistent and stable approach to Accident & Health products with significant technical underwriting expertise. We offer a wide set of cross-sell product solutions and capabilities, with a proven track record of crafting flexible and tailored solutions for customers.

We provide market-leading claims management through our carefully selected Accident and Health Third Party Administrator, whose expertise and technological capabilities make it easy to lodge a claim online and create bespoke claims reports upon request. 

A wide range of covers for employees and volunteers

Zurich has solutions available in all key Accident & Health product groups. Furthermore, we are constantly enhancing our product suite to ensure we can offer best in class coverage for your clients. These products are designed for you to choose the appropriate option and select from a range of benefits to suit the needs of your customers. 

Group Personal Accident and Sickness Insurance provides your clients with coverage against injury or illness sustained by the people they choose or are required to insure. With the flexibility to be tailored to suit their needs and budget, they can select or combine the following options: 

  • 24 hours/365 days a year
  • Working hours only, excluding commuting (at work injuries)
  • Working hours only, including commuting (at work injuries including travel to and from work)
  • Non-working hours (outside work injuries)

Group Journey Injury Insurance covers employees for injuries they may sustain in an accident whilst travelling to and from work for the purpose of starting or at the completion of their day’s work.

Zurich Group Journey Injury TMD 608 KB, pdf Effective 5 October 2021

If your client’s organisation includes volunteers, Zurich provides Voluntary Workers Insurance to help cover them for accidental injury they may suffer whilst undertaking unpaid work on your client’s behalf.

Zurich Voluntary Workers TMD 605 KB, pdf Effective 5 October 2021

When your client’s organisation has a global reach, their employees' health and wellbeing is vital. Zurich’s Expatriate and Inpatriate Insurance can provide a range of covers for certain medical and additional expenses that employees and their accompanying family may have whilst working outside of their country of residence on medium to long-term secondments.

Zurich Expatriate TMD 504 KB, pdf Effective 5 October 2021
Zurich Inpatriate TMD 502 KB, pdf Effective 5 October 2021

How to get Accident & Health Insurance cover

You can send your electronic submission to accident.health@zurich.com.au         .

Alternatively, contact our Accident and Health underwriting team

We partner with a number of organisations within the Zurich Group of companies: 

Fostering a productive and engaged workforce through support with all aspects of life - physical, mental, social and financial.

Dedicated to providing expert medical, travel and security assistance for travellers and expatriates.

A leading provider of leisure travel insurance and assistance to Australians travelling both domestically and internationally.

Accident and Health Insurance works well with…

Business Travel Insurance

Travel Insurance that is tailored for small-to-medium businesses all the way through to multinational corporates.

Business Insurance

Helping small-to-medium businesses get back to business quickly and hassle-free.

Workers Compensation Insurance

Compulsory and critical cover that protects you and your business from financial claims when a worker sustains a work-related injury or disease.

Life Insurance

Helping individuals, families and business owners around Australia recover from the devastating financial consequences of serious illness and injury.