Business Insurance

We make business insurance easy and fast for a range of small-to-medium businesses.

Get your SME clients operating with confidence.

At Zurich we understand that your clients have worked hard to build their business. We can help them to protect their livelihood, by getting them back to business quickly when unforeseen events occur.

Zurich’s highly-acclaimed Z.Stream platform makes it easy to tailor business packages across a variety of business occupations, including:

  • Property owners
  • Personal services – e.g. hairdressers, gardeners, photographers
  • Professional services – office-based


  • Carriers and owner drivers
  • Trades
  • Retailers

We offer a broad SME package that includes cover for Property, Liability, Motor and Business Travel. In addition, Zurich can provide automatic flood cover for most risks.

Our online platform delivers fast and efficient broker service and is supported by empowered local underwriters and a superior claims service.

Visit for a business insurance quote online today or call 1800 426 021.

Win a Dinner on Us!

To support brokers in the lead up to 30 June, Zurich are offering the chance to win a 'Dinner on Zurich'. Each prize is worth $150 with 60 prizes available nationally.      

For your chance to win, simply enter your contact details and answer a simple question about Zurich.


When it comes to claims, Zurich delivers

Fast claims settlements

Priority Settlement Service for Property

We aim to pay your eligible small property claims within 24-48 hours. For property claims under $30,000, provide us with all the required information and we’ll pay the funds directly into your bank account.

Lodge a property claim online

Find out more

Priority Repair Service for Motor

Our Priority Repair Service for sedans and light commercial vehicles aims to make it easy to get back to business, fast.   

Lodge a motor claim online

Find out more

Zurich Risk Advisor helps your clients manage their risk

The Zurich Risk Advisor app is a valuable digital tool that supports brokers by providing on-site or remote risk assessments and risk improvement advice to clients.

But it’s not just brokers who can use Zurich Risk Advisor. Customers can also conduct self-risk assessments on their business without assistance.

Self-risk assessment reports are available for:

  • Property
  • Workers’ Injury Risks
  • Cyber Security
  • Motor Fleet
  • Liability

Most assessments have full and light versions. A full assessment can take 15-20 minutes and provides a more detailed assessment and report. A light assessment can be completed in as little as 5-10 minutes. There are also a range of ‘Risk Snap Shots’ covering a wider range of risk types. Completed reports can be used to help you to identify and reduce your business risk

Search for ‘Zurich Risk Advisor’ on the App Store or Google Play to download your free app today.

All the documents you need

Policy documents

Other documents

Business Insurance works well with…

Motor Insurance

For your sedans, utes, vans and trucks, trailers and mobile plant and equipment, we aim to get you back up and running – fast.

Marine Insurance

Whether by sea, road, rail or air, Zurich can cover you and your goods.