Workers Compensation
Zurich understands that protecting your clients’ workforce is a critical element to protecting their business.
Why choose Zurich Workers Compensation
Insurance?
Workers Compensation is a compulsory and critical cover that protects employers and their business from financial claims when a worker sustains a work-related injury or disease. This insurance covers them for medical and rehabilitation expenses and loss of earnings, to help them to return to work and minimise the financial and human impact of workplace injuries.
At Zurich, we aim to help our customers provide a safe and protected workforce. We are committed to assisting our customers to minimise the cost of disruption of workplace injuries through risk mitigation and proactive claims management. With years of expertise in Workers Compensation, our strong relationships and innovative technology help minimise the cost of disruption of workplace injuries and improve claims outcomes for Customers.
Zurich offers Workers Compensation in Western Australia and Tasmania with dedicated experts in each state to support injured workers through the entire duration of their claim.
Transitioning to the new Workers Compensation and Injury Management Act 2023 in WA
Local technical underwriting expertise
Zurich’s highly experienced team of local underwriters operate with full authority, providing timely decisions for your client. We provide tailored solutions for large to medium customers as well as efficient turnarounds for fast-flow SME business.
Our highly acclaimed online platform Z.stream provides access to full cycle underwriting including quoting, new business, renewals and endorsements for Workers Compensation.
Find out more about our claims insights and statistics.
A customer-led claims experience
Zurich’s dedicated experts across Western Australia, Tasmania and the Australian Capital Territory will be there to support your client through the entire duration of the claim.
We provide expansive claims profiling, transparent communication and consultative decision making to provide the greatest clarity to your client around risks.
Our reporting tool Z Track provides access to real-time reporting on claims performance and trend analysis across a wide range of indicators.
Get a quote
Providing the right information will help us to understand your client’s business and provide you with a fast and comprehensive quote.
- Review our Workers Compensation Quote Checklist WA and Workers Compensation Quote Checklist TAS to ensure you have all the information needed to complete a quote.
- Complete the quote and include any additional information online using Z.stream
Z.stream
Z.stream provides access to full cycle underwriting including quoting, new business, renewals and endorsements.
If you don't already have access and would like to use Z.stream, please contact your local Zurich representative who will set up an account for you as soon as possible.
- Z.stream will issue a quote that is based on the information you have provided to us about your client’s business (minimum information requirements are outlined in the Quote Checklist).
- Once you have accepted the quote, Z.stream will issue a policy and a certificate of currency.
Make a claim
We offer a broad risk appetite catering to all businesses
Zurich’s Workers Compensation Insurance best suits small-to-medium enterprises (SMEs) and large corporate businesses with a commitment to risk mitigation and early return-to-work practices.
In our preferred industries (see below), Zurich offers competitive rates, including discounts where we are quoting multiple products together, and for high-performing SMEs.
Zurich’s preferred industries include (but are not limited to):
- Professional, Scientific and Technical Services
- Administration and Support Services
- Trades
- Retail Trade
- Manufacturing
- Accommodation
- Food Services
- Wholesale Trade
Zurich Resilience Solutions
ZRS draws from experienced risk engineers and consultants to tailor a package of services that can help companies across a wide range of industries manage their risks and become more resilient.
Workers Compensation
Zurich understands that a strong worker safety program protects the backbone of every business. Our Risk Engineers can provide businesses with risk assessments, insights, solutions and training to help minimise work-related injuries and reduce claim costs. They also have the local knowledge to assist customers with the challenges of workers’ compensation regulations.
Zurich Risk Advisor helps you manage risk
If you’re after a quick risk assessment, the Zurich Risk Advisor app is a valuable digital tool that empowers businesses to identify, understand and improve the risks in their workplace.
Zurich Risk Advisor makes it easy for businesses to conduct self-risk assessments without assistance, simply by answering a series of questions about the various risks present in their organisation.
Self-risk assessment reports are available for:
Most assessments have full and light versions. A full assessment can take 15-20 minutes, and provides a more detailed assessment and report. A light assessment can be completed in as little as 5-10 minutes.
There are also a range of ‘Risk Snap Shots’ covering a wider range of risk types. Completed reports can be used to help a business improve their risk profile over time. The Risk Snap Shots section also includes additional quick assessments tools for ‘Working at Home’ risks and Employee Wellbeing.
Search for ‘Zurich Risk Advisor’ on the App Store or Google Play to download your free app today.
Request a Certificate of Currency
Download from Z.stream
Please include the following information:
- Legal Entity Name
- Policy Number
- Business Address
- Contact Details
- Name of enquirer
- Phone Number
Latest News
- From 4:00pm 30 September 2022 Zurich will no longer offer Workers Compensation Insurance in ACT. Zurich will continue to support our existing ACT customers during the run-off period and are working closely with WorkSafe ACT to ensure a smooth transition. Visit WorkSafe ACT for more details.
- Western Australia and Tasmania are unaffected, and Zurich remains committed to providing Workers Compensation Insurance in those states
- For further information please contact wcunderwriting.act@zurich.com.au or telephone 02 5111 5906.
Useful resources
Access the latest Zurich insights and webinars on our Knowledge Hub.
A collection of health and wellbeing resources to support you on your journey towards mental and physical wellness.A collection of health and wellbeing resources to support you on your journey towards mental and physical wellness.
Learn more
Our suite of powerful tools helps you to understand and minimise risks and enables us to work closely with you and share valuable risk insights.
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We provide articles, webinars and resources to help you with effective risk management as well give you the latest updates on what’s happening at Zurich.
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