Zurich Broker trade stand competitions

Terms and Conditions

1    The Promotion
(a)    These terms and conditions and the entry details govern the “Zurich Win a Pair of Ray-Ban Meta Wayfarer Sunglasses” Trade Stand Competition (“Promotion”). The Promotion consists of a series of independent draws, one for each conference listed in the Entry Details (“Conference”). Each Conference constitutes a separate draw with its own entrant pool and prize. By entering the Promotion, you acknowledge that you have read and agree to these terms and conditions, including the Privacy Notice at clause 18.
(b)    The Promotion will commence at 12.01am (Sydney time) on 27 July 2026 and close at 11.59pm (Sydney time) on 20 October 2026 (“Promotion Period”).

2    Eligibility
Entry into the Promotion is open to individuals who satisfy the following requirements:
(a)    are an Australian resident and are over 18 years of age;
(b)    have not previously been awarded a prize under this Promotion; and
(c)    are not a director, employee, contractor (or their immediate family) of the Promoter or its related bodies corporate (each, an “Entrant”)

3    The Prizes
(a)    The prizes for the Promotion are as described in the Entry Details (each, a “Prize”).
(b)    A Prize is not exchangeable, transferable or redeemable for cash or other goods or services.
(c)    The total value of the Prizes is AUD$2,744 based on seven Conferences, with each Prize valued at AUD $392 (inclusive of GST).
(d)    No bonus prizes will be awarded.
(e)    It is a condition of accepting the Prize that the Winner must comply with all the conditions of the Prize.

4    Participating in the Promotion
(a)    An Entrant can enter the Promotion by visiting a Zurich trade stand located at any of the Conferences listed in the Entry Details and using the entry form at the trade stand to provide their contact details as requested by the Promoter, during the Promotion Period but prior to the applicable conference’s Draw Date set out in the Entry Details. There is no cost associated with entering the Promotion.
(b)    Entrants may enter each Conference’s draw, however are only eligible to win one Prize across the Promotion.
(c)    Any entry not in compliance with these terms and conditions is automatically invalid. The Promoter reserves the right to accept or reject non-compliant or incomplete, indecipherable or illegible entries, acting reasonably and in accordance with these terms and conditions. 
(d)    An Entrant or purported Entrant will be disqualified from the Promotion, and will not be eligible for any Prize, if they:
(i)    enter the Promotion without being eligible under clause 2; or
(ii)    submit an entry that does not comply with these terms and conditions.
(e)    Entries submitted at a particular Conference will only be entered into the Draw for that Conference.

5    The Draws
(a)    The Promoter will draw the winners of the Promotion (each, a “Winner” and collectively, the “Winners”) from the pool of valid entries submitted by Entrants for that Conference by random using the Random.org True Random Number Service (“Draw”) or equivalent service if the True Random Number Service is not available for use.
(b)    Each of the Draws will take place at the Draw Location on the Draw Date.
(c)    Each valid entry in the Draws will have an equal chance of being drawn.

6    Notification of Winners
Within 7 days after the relevant Draw, the Winners will be notified in writing (via the contact details provided by the Winners to the Promoter) and informed of how the Prize will be delivered to them. At the Promoter’s discretion, the Promoter may notify a Winner in person at the relevant Draw Location instead of notifying them in writing.

7    Announcement of Winners
Within 7 days after each relevant Draw, the Promoter will announce the Winner via brokers.zurich.com.au/comp-winners. The Winners will remain visible for a period of at least 28 days after the end of the Promotion Period.

8    Prize distribution
(a)    The Winners will be delivered the Prize within 14 days after each relevant Draw.
(b)    There will be no cost to the Winners associated with accepting a Prize.
(c)    At the Promoter’s discretion, a Prize may be hand-delivered to a Winner at the relevant Draw Location in lieu of the method specified in clause 8(a).

9    Prize substitution
If the Prizes are unavailable or become unavailable through no fault of the Promoter after the commencement of the Promotion, the Promoter may, subject to applicable laws, substitute the Prize with a substitute prize, provided that the substitute prize is of the same or greater value and specification as the Prize. The Promoter will use reasonable efforts to reach an agreement with the Winner on the substitute prize.

10    Rejection of a Prize
(a)    A Winner may opt to reject the Prize within 14 days after notification of winning by contacting the Promoter by phone or email (see clause 19).
(b)    In the event that a Winner rejects a Prize in accordance with clause 10(a), the Promoter may redraw the Prize in accordance with clause 12.

11    Unclaimed Prize
(a)    If a Prize is not able to be sent to a Winner through no fault of the Promoter within a period of 3 months after the Draw Date (“Claim Period”) the Prize will be deemed forfeited, the Promoter will provide notice of this fact via  brokers.zurich.com.au/comp-winners and the Promoter may redraw the Prize in accordance with clause 12. 
(b)    The Promoter will make every reasonable effort to contact the Winner during the Claim Period using the contact details provided by the Winner.

12    Redraw
In the event that a Prize is rejected in accordance with clause 10(a) or unclaimed in accordance with clause 11, a second draw for that Prize (“Redraw”) will take place on the relevant Redraw Date at Level 25, 118 Mount St, North Sydney, and the Redraw will be deemed a Draw and the Redraw Date will be deemed the Draw Date for the purposes of clauses 5, 11 and 15 of these terms and conditions. The Redraw will be conducted from the pool of valid entries for the relevant Conference.

13    Promotion
(a)    The Winners consent to the Promoter, without royalty or any fees, using his or her name, likeness, image, voice and entry in any marketing and promotion of the Promoter, including in accordance with clause 7.
(b)    The Winners may be required to participate in media activity and sign a release and consent form if requested by the Promoter.

14    Disputes
Decisions of the Promoter in relation to the Promotion, including any disputes concerning the conduct of the Promotion or claiming a Prize are final and may be made in the Promoter’s reasonable discretion, having regard to the spirit of the Promotion and applicable laws.

15    Termination of the Promotion
(a)    The Promoter may terminate the Promotion, or any remaining Conference Prize draws, at any time prior to the relevant Draw Date for those Conferences, and for any reason without liability, subject to applicable laws.
(b)    If the Promoter terminates a Conference’s Prize draw prior to its Draw Date, that Draw will not be conducted and no Prize will be awarded in respect of that draw.

16    Liability
(a)    Subject to clauses 16(b) and 16(c), the Promoter is not liable for any loss, cost, expense, damage or liability suffered or incurred by any Entrant or any Winner in connection with the Promotion, including in connection with:
(i)    late, lost, altered, damaged or misdirected entries or Prize acceptance, including delays due to technical disruptions or network congestion;
(ii)    any incorrect or inaccurate information caused by equipment or programming associated with or utilised in the Promotion;
(iii)    any theft, destruction, unauthorised access to or alteration of entries; or
(iv)    any use of a Prize or any tax liability incurred by Winners as a result of winning or accepting the Prizes.
(b)    Nothing under clause (a) limits any Entrant’s or Winner’s rights under the Competition and Consumer Act 2010 (Cth) (“CCA”).
(c)    These terms and conditions do not exclude or limit the application of any statutory provision, including but not limited to a provision of the CCA and the consumer guarantees under the Australian Consumer Law, where to do so would contravene that statute or cause any part of these terms and conditions to be void.

17    Force majeure
Without limiting clause 15, if the Promotion is unable to proceed due to unforeseen circumstances, including cyber-attack, industrial strike, computer virus, fraud, or technical failures, the Promoter may take appropriate action with respect to the Promotion (including suspension, termination or modification of the Promotion) as it deems appropriate, subject to any relevant regulation or law or direction from a regulatory authority.

18    Privacy Notice
The Promoter will collect personal information directly from each Entrant to conduct the Promotion, provide its services (including marketing and promotion where consent has been given) and comply with its legal obligations. If an Entrant does not provide the requested personal information, they will not be able to participate. Personal information may be disclosed to third parties assisting the Promoter with these purposes. Further details, including how to access or correct personal information, opt out of marketing, or make a complaint, are set out in the Promoter’s Privacy Policy, available here: Zurich's Privacy Policy - Zurich Australia

19    Contacting the Promoter
An Entrant may contact the Promoter by the following methods:
(a)    132 687; and
(b)    generalenquiries@zurich.com.au.

20    Changes to these terms and conditions
The Promoter reserves the right to vary these terms and conditions for the purpose of facilitating the efficient and effective operation of the Promotion, subject to applicable laws. If the terms and conditions are varied in accordance with this clause, the Promoter will publish the updated terms and conditions as soon as possible

21    Governing law
These terms and conditions are governed by the laws of New South Wales and the Entrants submit to the jurisdiction of the courts of New South Wales in respect of any proceedings in connection with these terms and conditions.